NRIs have always wanted to invest a part of their savings in India, be it in real estate or bank deposits. Recently, there has also been an increasing interest amongst NRIs to invest in mutual funds. But many of them fail to consider opportunities to make that same investment through alternatives such as US-listed exchange-traded … Read moreInvestment Comparison for NRIs : US-listed India ETFs vs MFs in India
Many NRIs find it essential to maintain exposure to the Indian financial markets. Whether they intend to return or have financially dependent family there, investments in India allow them to diversify their portfolio as well as support current or future rupee-denominated expenses. However, there are a couple of ways that NRIs can access the … Read moreInvest in India via ETFs: An Efficient Alternative for NRIs
Investing in the stock market was never meant to be easy. The act of buying and selling a stock is the only aspect of investing that does not require any skill. But ironically, a lot of money and effort has gone into making this process easier and seamless. Every other aspect of investing needs years … Read moreWhy Retail Investors have no business buying Individual Stocks
All NRIs living in the US will be familiar with the Social Security program as one of the primary sources of retirement income. Social Security is a US federal government program that employers and workers fund with current income in the expectation of receiving future income from the government upon retirement, disability or death. Depending … Read moreAre NRIs eligible for Social Security benefits?
Indians have always revered education as a means of financial independence, social mobility, and generational wealth. To many Indian parents, educating their children is also considered a moral duty, one which they are willing to make through hard work, savings, and sacrifice. Today, both Indians and NRIs spend hours strategizing how to get their children … Read moreHow should NRIs plan for their Children’s Education?
Whatever your age or financial situation, it’s never too early to start saving for retirement. For NRIs residing in the US, investing through an Individual Retirement Account (IRA) will save on taxes while providing access to a range of investments. IRAs are retirement accounts for those earning US taxable compensation and younger than 70½ years of … Read moreAre IRAs suitable for US-based NRIs?
US-based, India focused exchange traded funds, or ETFs, are low-cost investment vehicles that allow NRIs to gain exposure to the Indian stock market while maintaining liquidity and diversification. An ETF is a basket of stocks that mirrors the holdings of an underlying index such as the S&P CNX Nifty. ETFs have two significant benefits … Read moreTop Five India Focused ETFs for NRIs
Indian resident or NRI: No matter where you live in the world, a portion of your investment should be allocated to US equities. The case for investing in US stocks only gets stronger if you are a US-based NRI. As the largest market in the world, the US stock market provides a stable, liquid investment … Read moreWhy Investing in US Stocks is Essential for NRIs?
Having a place to call home or investment property is a dream for many. The appeal of real estate as an investment is universal. Real estate, like other physical assets, is easier to understand than stocks, funds, or other “paper” investments and is seen as a safe investment. Although those are common perceptions, real estate … Read moreThe Risk & Reward of investing in US Real Estate for NRIs