What is a Robo Advisor?

A Robo Advisor is an online investment advisory platform which automates the investment advisory process with minimal human intervention. The whole process takes about 10 minutes.

Hemista is a one of its kind Robo Advisor, which takes into account the unique profile and needs of expatriates while designing an investment portfolio. The portfolio is allocated predominantly to assets with exposure to two countries viz the home country and the country of residence.

Is Hemista a Regulated Institution?

Yes. Hemista is a Registered Investment Adviser company with the U.S. Securities and Exchange, and it is regulated primarily under the Investment Advisors Act of 1940.

Is it safe to share personal information with Hemista?

As a fiduciary, Hemista is required by law to collect certain information about the users as part of the KYC process. Hemista uses one of the best in class industry standards when it comes to protecting user information.

How is Hemista different from other Robo Advisors?

Hemista’s proprietary asset allocation model is tailored to the specific needs of Non-Residential Indians in the U.S. For example; generic Robo Advisors typically have an exposure of 2% to the Indian markets which we believe is not appropriate allocation for our target segment.

What are the investment products Hemista uses to build the portfolio?

Hemista uses low-cost ETFs provided by some of the leading asset managers in the world, such as iShares BlackRock, SPDR.

Are the assets held with Hemista safe?

Hemista Inc. offers investment advice as a fiduciary and the assets are held under our custodian partner T.D. Ameritrade, a leading SEC-registered broker dealer. Your money is protected through T.D. Ameritrade’s membership in SIPC, insuring investors up to $500,000 (including $ 250,000 in claims for cash).

What are the charges for using Hemista?

Hemista is a fee-only Investment Adviser, and we charge 50 bps (0.05%) per annum on the Assets under management and 40 bps for accounts with more than $ 50,000 in AUM. There are no transaction fees associated with using our services.

Does Hemista provide any guarantee on the performance of the portfolio?

No, Hemista does not guarantee anything related to the performance of the portfolio.

Is there any lock-in period for investments?

There is no lock-in period for investments made through us. You are free to redeem your investments anytime and it may take up to 3-5 business days for the money to get credited in your bank account.

Who can open an account with Hemista?

Anyone who lives in the US and has a social security number can open an account with Hemista. If the user is on H or L visa , then they will need to upload their passport and visa copy.

Automated Investing & Wealth Management for NRIs

Now available on

Coming soon to

A portfolio that aligns with

your goals

Retirement

Children's
Education

Exposure to the US & India

Exposure to US & India

Two nations, one advisor, Invest in India & US in a single portfolio. We eliminate the need to have multiple accounts.

Low minimum investment, Start Automated investing with just $1,000.

Transparent pricing We charge a single, fixed fee on the AUM and use low-cost. commission-free ETFs.

Minimize currency risk Our proprietary algorithm significantly reduces forex risk by currency matching.

Seamless account opening Open an account in a few minutes, and enjoy a completely paperless experience.

Reach your Financial Goals

in just a few clicks

Whether you’re a seasoned investor or just starting out, we’ve got a plan for you. Securing your financial future takes only a few minutes on our platform.

Redefining the way

NRIs invest

Designed specifically for NRIs, Hemista generates a single, custom-built portfolio with exposure to both the US and Indian financial markets.

Investment

methodology

Passive Investing

We follow a long-term, passive investing strategy of buy and hold and don’t attempt to time the market.

Passive Investing

We follow a long-term, passive investing strategy of buy and hold and don’t attempt to time the market.

Modern Portfolio Theory

We incorporate elements of modern portfolio theory while building our portfolio in order to maximize risk-adjusted returns.

Modern Portfolio Theory

We incorporate elements of modern portfolio theory while building our portfolio in order to maximize risk-adjusted returns.

Diversified Portfolio

Our portfolios are diversified among different asset categories and with each category represented by 1–2 different ETFs.

Diversified Portfolio

Our portfolios are diversified among different asset categories and with each category represented by 1–2 different ETFs.

Balanced & Multi-Market

Our portfolios have significant exposure to the US and Indian markets.

Balanced & Multi-Market

Our portfolios have significant exposure to the US and Indian markets.

Portfolio Rebalancing

Each year, we’ll review your portfolio and rebalance it if required to ensure you’re reaping the maximum possible returns.

Portfolio Rebalancing

Each year, we’ll review your portfolio and rebalance it for you to ensure you’re reaping the maximum possible returns.

Your portfolio is built using the world’s most respected ETF providers.

Frequently asked

questions

ETFs are low-cost funds which track an underlying Index. ETFs are a cost-effective way to gain exposure to a basket of equity, debt or other securities. ETFs usually have a lower expense ratio than their Mutual Fund counterparts.